No Deposit Home Loans

Need a "no deposit" home loan? Internet Home Loans make borrowing for a 100% home loan possible.

YES, you can borrow 100% of the purchase price for your home or current value of your home. In some cases, more than a 100% finance to allow funds for costs or to consolidate other debts.

Some examples:

  • First home buyer, borrows 100 per cent of the purchase price then uses the $7000 first home owners grant and government stamp duty concessions to cover all or part of the costs.
  • A 106% home loan could be used to cover purchase price plus costs.
  • Consolidate debts using 100 percent home loans.
  • Borrow 100% of the purchase price and combine this with a personal loan to cover costs and/or consolidate other debts.
  • Use family equity, that is, a family property used as a second security property. Excellent way to avoid mortgage insurance costs.

Take me to the no deposit home loan qualification page,
as I would like to apply for a 100% home loan....

There are many ways to secure your 100% home loan. 100 percent home loans are not limited to first time home owners. However, the first time home buyer can take advantage of the first home owners grant and the relevant state government stamp duty concessions to achieve home ownership sooner! In some cases, none of your own funds will be required at all.

Not all home loan lenders offer a 100% home loan finance and those that do offer a no deposit home loan have vastly different policies and costs. Your allocated mortgage broker will help by sorting through these complex policies and find the right home loan lender to match your 100 percent home loan needs.

100% home loans or a no deposit home loan provides a great entry point to home ownership. Why pay a landlord when you may qualify for 100 percent home loans?